diff --git a/Essentials/src/com/earth2me/essentials/User.java b/Essentials/src/com/earth2me/essentials/User.java
index 86a3bcbfe..0be375c88 100644
--- a/Essentials/src/com/earth2me/essentials/User.java
+++ b/Essentials/src/com/earth2me/essentials/User.java
@@ -161,7 +161,7 @@ public class User extends UserData implements Comparable<User>, IReplyTo, IUser
 		final double mon = getMoney();
 		if (!permcheck || isAuthorized("essentials.eco.loan"))
 		{
-			return (mon - cost) > ess.getSettings().getMinMoney();
+			return (mon - cost) >= ess.getSettings().getMinMoney();
 		}
 		return cost <= mon;
 	}
diff --git a/Essentials/src/com/earth2me/essentials/user/User.java b/Essentials/src/com/earth2me/essentials/user/User.java
index d77790938..0e77dd6a9 100644
--- a/Essentials/src/com/earth2me/essentials/user/User.java
+++ b/Essentials/src/com/earth2me/essentials/user/User.java
@@ -203,7 +203,7 @@ public class User extends UserBase implements IUser
 		final double mon = getMoney();
 		if (isAuthorized("essentials.eco.loan"))
 		{
-			return (mon - cost) > ess.getSettings().getMinMoney();
+			return (mon - cost) >= ess.getSettings().getMinMoney();
 		}
 		return cost <= mon;
 	}