diff --git a/src/Core/Billing/Models/PaymentMethod.cs b/src/Core/Billing/Models/PaymentMethod.cs
index eed338d96..b07fe82e4 100644
--- a/src/Core/Billing/Models/PaymentMethod.cs
+++ b/src/Core/Billing/Models/PaymentMethod.cs
@@ -4,4 +4,7 @@ public record PaymentMethod(
     long AccountCredit,
     PaymentSource PaymentSource,
     string SubscriptionStatus,
-    TaxInformation TaxInformation);
+    TaxInformation TaxInformation)
+{
+    public static PaymentMethod Empty => new(0, null, null, null);
+}
diff --git a/src/Core/Billing/Services/Implementations/SubscriberService.cs b/src/Core/Billing/Services/Implementations/SubscriberService.cs
index 33eb8e7e8..9daf95622 100644
--- a/src/Core/Billing/Services/Implementations/SubscriberService.cs
+++ b/src/Core/Billing/Services/Implementations/SubscriberService.cs
@@ -213,11 +213,16 @@ public class SubscriberService(
     {
         ArgumentNullException.ThrowIfNull(subscriber);
 
-        var customer = await GetCustomerOrThrow(subscriber, new CustomerGetOptions
+        var customer = await GetCustomer(subscriber, new CustomerGetOptions
         {
             Expand = ["default_source", "invoice_settings.default_payment_method", "subscriptions", "tax_ids"]
         });
 
+        if (customer == null)
+        {
+            return PaymentMethod.Empty;
+        }
+
         var accountCredit = customer.Balance * -1 / 100;
 
         var paymentMethod = await GetPaymentSourceAsync(subscriber.Id, customer);